Calculate EMI, SIP returns, Income Tax, GST, PPF and FD in seconds. Built for India. Updated for 2025 with latest rates and tax slabs.
Trusted by lakhs of Indians for everyday financial decisions
Calculate monthly EMI for home loan, car loan or personal loan. Get full amortization schedule.
Most Popular 📈See how much wealth your SIP creates over time. Supports step-up SIP and year-by-year breakdown.
Updated 2025 📋Calculate income tax for FY 2025-26 under both Old & New regimes. Compare and choose the best.
FY 2025-26 🧾Compute GST with CGST/SGST/IGST split. Inclusive and exclusive modes for all GST slabs.
For Business 🏦Calculate maturity for PPF (7.10%) and Fixed Deposits. Compare returns with year-by-year growth.
Risk-Free 💼Calculate your in-hand salary after PF, ESI, professional tax and TDS deductions for FY 2025-26.
New 🏘️Calculate HRA exemption under Section 10(13A). Metro vs Non-Metro cities. Save maximum tax.
NewPre-filled with current interest rates from India's top banks
Built for India, by Indians
Every calculator uses Indian formulas, tax slabs, banking rates and units (lakhs/crores). No conversions needed.
No sign-up, no email, no waiting. Adjust sliders and see results update in real-time with charts and tables.
Get year-by-year amortization, principal-vs-interest charts, and yearly growth tables — not just a single number.
All calculations happen in your browser. We never store your loan amount, income, or personal data.
IndiCalculator is India's most accurate and easy-to-use platform for financial calculations. Whether you're planning a home loan, investing in mutual funds via SIP, filing your income tax return, or simply trying to understand GST on a business invoice — our calculators give you instant, accurate, and India-specific answers.
Every calculator on IndiCalculator is built specifically for Indian users. That means our income tax calculator uses the latest FY 2025-26 tax slabs from the Union Budget. Our EMI calculator uses interest rates from RBI-tracked banks like SBI, HDFC, ICICI and Axis. Our PPF calculator uses the current 7.10% interest rate set by the Ministry of Finance. We update all rates regularly so you always get accurate results.
We believe financial decisions shouldn't require a CA or financial planner for basic calculations. With IndiCalculator, anyone can instantly understand their monthly EMI burden before signing a loan, see how a ₹5,000 SIP can grow to over ₹1 crore in 25 years, compare the Old vs New tax regime in seconds, or split GST correctly for their business invoices. All for free, with no sign-up.