India's #1 Free Financial Calculators
Calculate EMI, SIP returns, Income Tax, GST, PPF and FD in seconds. Built for India. Updated for 2025 with latest rates and tax slabs.
Most Popular Calculators
Trusted by lakhs of Indians for everyday financial decisions
EMI Calculator with Prepayment
Use as home loan, bike EMI calculator, used car loan EMI calculator or credit card EMI calculator with full amortization.
Most Popular 📈Step Up SIP Calculator
Step up SIP calculator, lump sum SIP calculator and SIP calculator with inflation — all in one tool.
Updated 2025 📋Income Tax Calculator AY 2025-26
Income tax calculator for AY 2025-26 and AY 2026-27. Compare new tax regime calculator vs old regime instantly.
FY 2025-26 🧾GST Calculator Online
Free GST calculator India with CGST/SGST/IGST split. Includes reverse GST calculator and GST calculation formula.
For Business 🏦PPF Calculator (Post Office)
Post office PPF calculator monthly view at 7.10% — full PPF interest calculator with year-by-year growth.
Risk-Free 💼Salary Calculator
Calculate your in-hand salary after PF, ESI, professional tax and TDS deductions for FY 2025-26.
New 🏘️HRA Tax Calculation
Free HRA tax calculation under Section 10(13A) for metro and non-metro cities. Maximum tax saving on rent.
NewWhy IndiCalculator?
Built for India, by Indians
India-First Design
Every calculator uses Indian formulas, tax slabs, banking rates and units (lakhs/crores). No conversions needed.
Instant Results
No sign-up, no email, no waiting. Adjust sliders and see results update in real-time with charts and tables.
Detailed Breakdowns
Get year-by-year amortization, principal-vs-interest charts, and yearly growth tables — not just a single number.
Privacy First
All calculations happen in your browser. We never store your loan amount, income, or personal data.
About IndiCalculator — India's Trusted Financial Calculator Hub
IndiCalculator is India's most accurate and easy-to-use platform for financial calculations. Whether you're planning a home loan, investing in mutual funds via SIP, filing your income tax return, or simply trying to understand GST on a business invoice — our calculators give you instant, accurate, and India-specific answers.
Every calculator on IndiCalculator is built specifically for Indian users. That means our income tax calculator uses the latest FY 2025-26 tax slabs from the Union Budget. Our EMI calculator uses interest rates from RBI-tracked banks like SBI, HDFC, ICICI and Axis. Our PPF calculator uses the current 7.10% interest rate set by the Ministry of Finance. We update all rates regularly so you always get accurate results.
We believe financial decisions shouldn't require a CA or financial planner for basic calculations. With IndiCalculator, anyone can instantly understand their monthly EMI burden before signing a loan, see how a ₹5,000 SIP can grow to over ₹1 crore in 25 years, compare the Old vs New tax regime in seconds, or split GST correctly for their business invoices. All for free, with no sign-up.